Your Walmart Visa Gift card can only be used at a store that accepts Visa debit cards inside the United States and some US territories. Canada is not an exception. Only cards issued by Visa are allowed at Walmart. Puerto Rico and many other US territories are excluded. Even if you have an American Express, MasterCard or Discovery Card you will still be unable to use your Walmart Visa Gift card to make purchases at any of the company's outlets.
Walmart Visa Gift cards cannot be Used at ATMs inside the United States. These ATM's only accept Visa and MasterCard. You can use the same debit card to withdraw cash at any of these locations. In addition, Wal Mart does not permit the use of WalMart Visa gift cards at gas stations in the United States or on cruise ships.
A few words about the way Walmart displays their Visa/MasterCard Visa Balance. You may find that the symbol WMT in lower case when reviewing their balance. This symbol is actually the bank name located in lower case font on the back of your Visa/MasterCard Visa balance. Also, if you see the symbol Q on your card number, this stands for Qualified Balance. Meaning that the balance you have on your Walmart Visa Gift card is good, but you must maintain a certain amount of eligible spending.
When you have reached the appropriate limit, Walmart will charge your card for the full amount of your purchases. You can call Walmart or check your current billing statement to determine your payment method. If you prefer, you can transfer your balance between your checking and savings accounts. Your Visa/MasterCard balance will appear as an available reward.
Once you have all your Visa/MasterCard Visa balance paid off and the application is approved, you will be able to use your card as usual. You can write any checks you wish against your Walmart visa gift card. Your written history will not reflect a written history unless you choose to keep it. If you do opt to keep your written history, Walmart cannot sell your gift card to another retail establishment or use it for online purchases.
How do you use your Walmart Visa/MasterCard balance online? Simply select “My Walmart” and log on to the website. At the top of the page, you will see your Visa/MasterCard balance. You will have to click on the tab “pay now.” Otherwise, you will be directed to the home page.
You can view your financial account summary, see your current balance, see your previous payments and any charges and taxes due, and view your spending summary. The last key information to review before paying off your visa gift card balance is your payment status. Once you are done, you will be able to view your credit history.
When you pay off your Visa/MasterCard balance, you should remember to add money to your account to cover the chargeback amount from the retail store. Also, you should close all banking and checking accounts before you add money to your Walmart Visa/MasterCard gift card balance online. The purpose of this is to ensure that no one else has access to your money while you are paying it off.
After you add money to your Wal Mart Visa/MasterCard gift card account, you will receive a confirmation notice. You will also receive a transaction receipt. You can use this receipt to make your payment. Alternatively, you can take the receipt to your local bank and make a direct deposit into your card account.
There is one additional way that you can make a direct deposit to your Wal Mart Visa/MasterCard gift card account if you are a Walmart member. If you add money to your account, you will receive an email with instructions for you to add money to your card account. Alternatively, you can visit your nearest online bank or banking facility and sign up for a direct deposit.
Your debit card and credit card can be used to make automatic payments to your Walmart Visa/MasterCard balance. Automatic payments will result in reduced withdrawal charges at the time of your next statement. This will allow you to pay off your balance much faster. As an added benefit, Walmart Credit Cards can also be used to make purchases at any participating retailers that participate in the Walmart Stores Credit Card program including Sam's Club, Costco, and Triple A Tire. For more information on Walmart Credit Cards, visit w Walmart.
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