If you know anything about the credit card industry, you have probably either seen or heard of the term “Front and Back Visa” many times. This term refers to the way that the credit card company allows you to charge your purchases but restricts you from then charging it again right before your credit limit expires. In essence, this is a way to limit your spending, so that you are not in debt after the holidays or even at the end of the year. If you have never heard of the term, let us take a closer look.
The way that this works is simple. When you make your initial purchase with your credit card, the credit card company will provide you with a form to fill out. This form contains information on who you are, where you live, how much you want to spend, what types of purchases you make on the card and what the maximum amount of money you can charge at any given time. The front and back Visa forms for your credit card are often located on the same page. On the front side of the form you will find information on your name, address and contact information. On the backside of the form you will be provided with your PIN (Personal Identification Number).
You will be asked to enter your pin number by clicking on a small pad on the front of your credit card. If you do not see a pad for your pin number, just click on the number on the back of the card and you will be directed to your page. There are usually three numbers: Regular, Premier and Ultra VIP. They are used for tracking purposes. Once you enter your pin number, the next step is to select the payment method. You may see one of the following:
Either option will give you the ability to purchase any item that is purchased via credit card. When the transaction is completed the amount of money credited to your account will appear on your statement. If you were using a major credit card company like Visa or MasterCard you would be shown a receipt with your statement in it. In this case you would just need to call your credit card company to receive your statement.
You can choose which type of card you would like, but you can only use one at a time. Your credit card company will provide you with the specifics for that particular card. Make sure to read the fine print on this page to make sure that you are not opening up another line of credit for yourself. You can cancel your prepaid card at any time.
Prepaid-cards can be used anywhere regular cards are accepted, including online. Once you receive your credit card, make sure that all monthly payments are made on time. Most of the websites that sell prepaid-cards allow you to cancel your card. However, you may be limited by the store's policy on gift wrapping and delivery. The store will either require a signature form or a phone call to cancel your card. If you have questions about the cancellation policies of the website, call the customer service number listed on the website.