The Federal Trade Commission recently conducted a study on the way identity theft and fake credit card fraud are affecting the American people. Identity thieves are getting smarter every year. They know more about what we buy and how to use it. There are many ways they can get your personal information and steal your financial standing and credit. It is very easy for you to fall victim to a fake credit card manufacturer.
The most common way that fake credit card makers get your information is through the internet. The most popular way is by using “fly pages”. These are web pages where you provide your information, and they send it to a number of companies. They then have to charge you for services that you did not sign up for.
Another way that these companies get your information is through junk mail. Many people receive a large amount of credit card offers in the mail. Often in extremely high volumes, some of them are legitimate. But most are fraudulent. This is where identity theft and fake credit card makers can cross over.
It is important that you check your mail regularly. If you don't catch these things right away, you could be the next victim. If you find credit cards or mail that looks suspicious, shred it immediately. If you don't think your information is worth risking, simply stay away from it.
Another good way to protect yourself from this type of thing is by not carrying information for your credit cards in your wallet. Always carry a credit card and access your information online only. Also, do not sign up for any loans or mortgages with your credit card. Use it only to pay bills.
Don't leave yourself vulnerable to fake credit card makers. If you find yourself getting phone calls or email requesting personal details, stop the call right away. Protect yourself now.
It is important that you check the address on your credit reports. This is your first line of defense. If you get calls from someone threatening to put a “do not call” order on your credit file, don't give them your information. If they won't let you off the phone, call the police right away. You need to get your information resolved as quickly as possible.
To protect yourself and prevent your identity from being stolen, be sure to check your credit reports regularly and report any activity to the credit bureaus. Make sure you do not sign up for new accounts unless you know you can trust the site you are signing up with. Report anything that looks questionable to the fake credit card maker and make sure they don't make any more offers to you. Don't be a victim; protect yourself.
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