Why Amex Pre Approval Had Been So Popular Till Now? | Amex Pre Approval

Amex has many ways to get you approved for a card. But, there are many who have no idea that they can be approved. When you have good credit history, you are more likely to get an offer in your mail than someone with bad credit history. Amex has so many offers to choose from that it's almost too easy to be approved.

When you shop for an offer on Amex, you need to make sure that you are getting the best deal. The higher your credit score, the better off you will be. You will need to show that you have enough money to pay all of your bills and to pay off the balance each month. There are certain things that Amex wants to see in order to get you approved, such as:

Your monthly income. It will take about six months for Amex to make sure that you have enough money coming in each month to pay back the balance on the card. When they do approve you, it will be for a lower rate than what you are currently paying. If you want to make sure that you don't get a very high interest rate, then you should have a solid payment history on all of your credit cards.

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How much debt do you have? Every consumer is different when it comes to their budget and how much debt they actually have. If you have a lot of debt, you might not be approved. The lender will only give you a loan if they know that you can afford to pay it back. If you have little debt and you make a decent living, you should get approved for a card.

Is your card secure? If you are going to get a card, you need to know that Amex can deposit a security into your account to hold the card account open for you. If Amex finds out that you aren't able to make your payment, they are going to pull your card from you. This means that you need to have a checking account in good standing so that Amex can withdraw the money that you owe them each month.

Can you really afford to pay off your monthly bills? There are many people who have card debt, but they can't really afford to pay it off. You need to have a realistic expectation about how much you are going to be able to pay off each month. If you don't have a lot of disposable income, you aren't going to qualify for an Amex Pre-Approval.

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Do you have a long history with your card company? A lot of times, the older you get, the easier it is to get approved. Most companies only want to work with you for a certain amount of time before they lose interest in you. If you have been with your card company for a long time, they will want to continue to work with you so that you continue to use their cards. They may not approve you right away, but they definitely will after you prove yourself to them.

Do you have a steady source of income? If you are constantly making money, this will help to make sure that you don't have to get rejected for approval. You also want to make sure that your income is stable so that Amex approves you right away. It does take some time to build up a regular income, but if you have a steady stream of money coming in each month, you should have no problem getting approved.

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