If you are looking for the ultimate credit card with the most benefits, then look no further than the Amex Platinum. The Amex Platinum card has one of the most generous rewards programs and an exceptional annual fee; yet, you cannot beat the extensive list of hotel and travel benefits, including free access to elite Centurion lounges during your stay.
The perks offered by the Amex Platinum credit card are designed to appeal to customers who are out to save as much money as possible on their spending. It offers a wide range of rewards to choose from. Depending on your personal spending habits and the type of business you run, you may want a different card or two to take advantage of all the rewards that the Platinum card offers. As the name indicates, the Platinum card has a “Platinum Level” logo that is located right on the front page of your monthly billing statement, so that you can find it easily at any time.
Although many people find that they do not use the card very often, they may still find it useful if they need to travel abroad and need to stay with a hotel or host family for a night or longer while they are there. The card also provides a free rental car service in many cases as well as airfare for the entire trip. The card also has a variety of special offers for business travelers, such as travel insurance and emergency roadside assistance. As the name suggests, the card also offers the lowest credit limits in the Platinum class, which allows you to take the card anywhere, even to the lowest rated establishments.
The perks that come with the Amex Platinum credit card are so enticing that many business owners choose to charge their employees with their card rather than using a regular card. This way, the employee does not have to carry cash, which can be inconvenient when traveling or making purchases. Even better, when an employee uses their card, the company reimburses them for any costs that are not covered by their personal insurance policy.
When you apply for the Amex Platinum credit card, you will be asked some basic information about yourself and the amount of credit that you currently have. However, this information is only used to determine how much you will be able to charge and earn, not how much you can borrow at once. The card will offer you the ability to accumulate an account balance, which is the amount of cash that you can add each month; however, this amount is deducted from the total account balance every time you make a purchase.
When it comes time to pay off the balance that you have accumulated, the company will refund the balance to your credit card. You will also be offered a low interest rate. You may be required to pay a small annual fee, but this is a small price to pay to enjoy such benefits as a free, unlimited usage of hotels, resorts, restaurants, and transportation. If you are interested in applying for an Amex Platinum . . . . . . credit card, there are many online resources available to help you in this process.