Walmart is one of the most popular stores in the country, but the company is not the only place to find a Walmart debit Visa gift card. You can find these cards at many other locations including gas stations and even some convenience stores. A Walmart debit card works just like any other debit card, with the exception that it has no credit line. It can be used in any store where a card is normally used. The card balance is held on a debit account that is not linked to a credit account.
One way to find a Walmart Visa or any other Visa-branded product is to do an online search. There are companies that specialize in searching for cards and matching them with merchants. If you decide to use a different bank than the one you usually do your banking with, this may influence the search for the gift cards. Look at the homepage for each bank and then compare the login information for the gift card number and other information.
To check the balance of your Walmart debit Visa gift card, log onto the website and look at the payment section. If you have a zero balance, you will see a green check mark appearing. If you have a balance, a red question mark will appear and the number you need to check in order for the transaction to go through. You may also see a balance of zero. The process to check the balance of a non-PIN-based gift card is basically the same as for a PIN-based card.
In addition to checking the balance of the gift card, you will also be asked for your unique card number. This number needs to be put on a piece of paper so that the transaction can go through. You can check with the cashier for your unique card number. Do not give your card number over the phone or any other form of communication. Your unique card number needs to be given to Walmart in an official way. Failure to do so will result in a chargeback.
When checking the balance of the card, you may also want to try to use the zero dollars for purchases. That will help to keep the cost down. This is especially true if you happen to go shopping during some of the holidays when gift cards for Wal-Mart are priced at their lowest. Check the gift card statements and watch for the prices of merchandise. That will help you determine how much to budget.
Before the actual purchase date, be sure to call the customer service number on your debit Visa gift card. Ask about the terms of the program. Some cards offer frequent flyer miles, frequent shopper dollar savings or other rewards programs. Be sure to read the terms of those programs before you begin using your gift card.
After the purchase date, set up an automatic withdrawal from your bank account. That way, you won't have to go through the trouble of remembering when to make a withdrawal or set it up. Wait a few days after the sale to complete the process. That will let you know how much money is remaining on your card. You may need to dip into your account to cover that balance, or you may have to use some of the money on your card to pay for gasoline.
By doing your homework, you can avoid unnecessary hassle. Know what is available and buy only the things you will use. Keep track of your purchases with your debit Visa gift card to avoid overdrawing your account. By doing so, you will help to maintain a low balance and reduce the risk of chargebacks.
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