The Real Reason Behind Citi Credit Card Status | Citi Credit Card Status

You might have heard that you have a CITI credit card status. But what does that really mean? How can you get one? A CITI card is the preferred card for people with bad or no credit history. This is the card that banks and financial institutions are most likely to give to you since it is the most preferred form of credit card.

To get your CITI card status, you must maintain a minimum payment of at least 3% of your current monthly income. This means if you make a regular monthly payment of twenty dollars, then you must make at least twenty-three dollars monthly payment. This minimum payment will be your credit line. The reason why CITI cardholders have this special status is because they pay their bills on time and pay off their debts at the soonest time possible. CITI cards are also very popular since many people who are not able to pay their monthly bills seek for such a card to cater their needs. If you are one of them, then you better apply for a CITI card to be able to have your basic needs covered and later earn more.

Many people are confused as to what exactly is the meaning of CITI card status. Basically, this is a way for CITI to determine if your financial condition is good or bad. If you show that you can pay your bills on time, then CITI considers you as a good cardholder which will then upgrade you to a higher credit card with lower interest rate. If you don't maintain a good payment record on your other cards, then this will make CITI decline your application for a higher credit limit.

READ  Ten Stereotypes About Citi Prestige Credit Card That Aren't Always True | citi prestige credit card

There are several benefits that you can avail from having CITI credit cards. As mentioned earlier, when you pay your bills on time, then CITI considers you as a responsible cardholder. This will in turn upgrade you to a higher credit limit where you can now apply for other CITI cards. Aside from this, you will also gain more rewards in other CITI cards once you achieve your new status.

What are the things that you need to do to achieve your credit card status? Well, you need to be a resident of United States, an adult citizen or a legal resident of your country. If you meet these requirements, then you are eligible for a CITI card.

The process of upgrading from CITI debit card to CITI credit card is fairly easy as long as you follow the guidelines set by CITI. You can apply for a CITI credit card online using the online form provided by the company. You will also receive a request for your personal information, which is necessary for CITI to issue you a card.

Once your application has been approved, you will be mailed or emailed your card. Usually, you will receive a check in your mailbox within a few days. However, if you prefer to have a hard copy of your card, you can just visit your local branch of CITI and pick it up. The hard copy will give you the same benefits that a debit card gives you like no-fee cash withdrawals and ATM use while a CITI credit card status card does not have this feature. This means that you would not need to make use of your ATM cards regularly to make purchases.

READ  Five Mind-Blowing Reasons Why Citi Secured Credit Card Is Using This Technique For Exposure | citi secured credit card

A CITI credit card status holder also has an added privilege of earning reward points. You earn points each time you make a purchase using your card. You also have the option to exchange your points for cash, gift cards and air miles. In order to qualify for bonus points, you must make purchases within a specified period of time. You will also need to regularly maintain your balance in order to earn more points. This way, you are assured of getting more frequent credit card offers in the future and can choose between credit and debit card offers depending on your needs.

Citi Credit Card Application Status - DownloadMeta - citi credit card status

Citi Credit Card Application Status – DownloadMeta – citi credit card status | citi credit card status

Check your Credit Card Application Status Online – Citi India - citi credit card status

Check your Credit Card Application Status Online – Citi India – citi credit card status | citi credit card status

How to Know Citibank Credit Card Application Status Online - citi credit card status

How to Know Citibank Credit Card Application Status Online – citi credit card status | citi credit card status

Check your Credit Card Application Status Online – Citi India - citi credit card status

Check your Credit Card Application Status Online – Citi India – citi credit card status | citi credit card status

How to Check Your Citibank Credit Card Application Status Credit - citi credit card status

How to Check Your Citibank Credit Card Application Status Credit – citi credit card status | citi credit card status