Cash back credit cards are the latest craze in credit card benefits. You can find them everywhere from groceries to department stores to even web sites. They are a great way to save on costs for many types of items and they can be a real plus if you know where to look. This article will take a look at a few of these cards and what they can offer to you.
First up is the Discover More card which allows you to earn and redeem your rewards by spending money or spending points on merchandise. You earn points and you can redeem them for gift cards, merchandise, frequent flyer miles and much more. The card itself is a small card made to fit your hand with credit card sized holes. So it looks like a credit card, but it can hold a ton of perks and rewards that can really help you save money each month.
The Discover More card earns you cash back when you shop at their stores. You will have points that add up to a certain amount. When you reach a certain amount of points then you can redeem them for free merchandise, frequent flyer miles or even a cash deposit into your account. It's a really easy way to earn rewards and save money at the same time.
The Delta Reserve card is another one of these cards. This one offers you cash back if you spend any money at their various stores or restaurants. The card has a specific rebate structure for restaurants, so you will get a percentage back on your expenditures. But you get even more than that. The rewards start off with free or low-cost gasoline for your vehicle. Plus any purchase of dinner reservations, hotel stays and other nightlife entertainment are also covered.
If you prefer a smaller card with less perks then look no further than the American Express Blue Cash card. They offer cash back on all purchases and offers low to midrange rewards programs. Their rates are comparable to the Discover More card but they do not have as many benefits. You can save on gas, but you will not get frequent flyer miles or any type of cash back bonus.
So, if you are looking for a cash back credit card it pays to compare the different cards out there. The rewards offered are only as good as the marketing that is behind them. So be sure to find out about any special promotions or deals before you apply.