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From the time you make your first transaction on the Internet to when you actually swipe that card at the checkout counter – it seems like the only way to acquire instant free money is with a Free $500 Visa Gift Card. There's no other name that better describes it and its value than “free.” How much would a $500 Visa gift card cost today? Annual fees: A one-time purchasing fee as soon as you make a purchase at the merchant's location is charged on the same amount as the Gift card: $25; $50; $100; and $150. These fees are usually for processing and delivery. If you happen to use your Visa/MasterCard gift card at an online site, the costs will be substantially reduced.

Many merchants offer Visa/MasterCard gift cards online. In exchange for this service they may also charge a service fee. This can be less than the annual fee charged to you for Visa/MasterCard gift cards. If you happen to know that a store has locations in your area, you might consider visiting them and seeing if they accept Visa and MasterCard for their products. Some of the larger department stores do.

You can get more than one kind of Visa/MasterCard gift card. There are Visa/MC purchases and/or Visa and MasterCard purchases. Most merchants have both Visa/MC purchases. If a merchant offers Visa/MC purchases, you should ask if they also have a MasterCard. Some stores only honor the MasterCard and refuse to honor the Visa credit card. This makes it difficult to pay for items with these cards.

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Gift cards with debit are great for college students. These cards are easy to carry and acceptable anywhere. College students can obtain these cards and use them wherever they go including libraries, book stores, restaurants, ATMs, gasoline stations and so on. These cards are good at all these places but they can't be used to purchase merchandise at places where the card is not accepted.

A lot of merchants offer Visa and MasterCard gift cards in combination with other types of credit cards. The Visa/MasterCard combination offers great convenience and value. They make it easy to pay for services at any place. Restaurants and stores offer the Visa/MC gift cards and allow the customers to pay with the Visa/MC card. They may also accept the MasterCard gift cards.

The best places to find Visa and MasterCard gift cards are Internet sites. This will give you the widest selection and the lowest prices. Be sure to check out the expiration dates and conditions. Most sites will have information about the cards. The information will also tell you the card name, expiration date, and other useful information. Make sure you read this information carefully.

Another great way to find Visa and MasterCard gift cards is by calling retailers that sell them. Some of these retailers have a wide range of the Visa and MasterCard cards. The prices are usually lower than if you go directly to the company. When you call the retailers, ask them about their gift cards. This gives you an opportunity to apply for one and see if it is right for you.

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The whole process of obtaining a card can take from just minutes to a few hours depending on how busy the store is. If you need the card right away, you may want to wait. Applying online means there is no wait. If you need the card within a few days, there is usually no charge for applying. It is just another way to find the convenience and ease with the Internet.

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