Capital One Credit Card is a credit card owned by Bank of America. Capital One is a publicly traded company whose shares trade on the New York Stock Exchange. Capital One has two main credit cards. The First Card is the Blue Cash card, which is accepted at virtually all locations that accept Visa and MasterCard. The other card is the Simple Visa card, which is also accepted at many of the same places as the Blue Cash card but does not have as many incentives as the Blue Cash card.
Capital One Credit Card customer service is solid. The staff is courteous and patient with customers, although there are times when they can be impatient with a wait on line or some other customer's problem. The company offers a Money Back Guarantee. That means if you do not receive the rewards you want from your credit card purchase, you can simply return the merchandise back and get your cash back. That kind of customer service is rare and appreciated.
There are also other things to like about Capital One Credit Card customer service. One of those things is the monthly fee for the card. The monthly fee is not too expensive, considering what a great card it is. The reason the card is priced so low is because it offers such a great deal of perks. You will get reward points, cash back, and other goodies including air miles and even free hotel stays if you use your credit card to make your hotel reservations online through the Capital One site.
There are several different ways to use your Capital One Credit Card to further your savings and benefit from the perks and bonuses offered by the credit card company. You can earn reward points that you can use to purchase items and services at stores, restaurants, and many other places. It is a great card to have in your wallet to help build your savings account as well as having a point system that you can earn. You will get great customer service because Capital One wants you to be satisfied with their product or service. They are not afraid to take the time to address any concerns or questions that you may have.
Capital One Credit Card customer service seems to be above average. It is also a card that you can use to build a savings account and be rewarded with benefits that allow you to save money on purchases. If you are a regular card holder then you will enjoy great benefits including low interest rates and no annual fees.
The one downside to Capital One Credit Card is that you need to make sure you pay off your balance each month. This card does offer some great perks and benefits. If you are able to pay off your balance every month then this card is for you. If you are like most people though and find it difficult to pay off your balance each month then this card will not work out well for you. This card does have a high interest rate, so if you plan on paying off your balance in full this card is not for you.