What should you do when the person that you are in a relationship with gives you a credit card without your permission? How do you get a credit card in the first place? This article will give you all of the information that you need to know if this happens to you. Make sure that you are aware of this so that you can find a solution to your problem right away.
If you get a credit card from someone without your permission, and they do not have a credit account on one bank number you have been provided it is considered identity theft. A person who is trying to get credit cards without permission is doing it to gain access to other people's information. In order to prevent this from happening you should always be careful with who you give personal information to. One of the best places that you can check to see if someone has given you a credit card without permission is the Better Business Bureau.
If you ever have a question about who your credit card company has reported to the credit bureaus they should be listed there. If they do not have a name listed there then they may not have reported it at all. If this is the case then you need to contact your card company to find out what you should be doing next. Some credit companies will work with you to report this information so that you can get your credit card back.
Once you find out who reported your credit card to the credit bureaus, you need to contact them. They will be able to give you a credit card that has a different bank number. You will still have to pay a one time fee to get the new account, but it is worth it to have a new account.
When getting your credit card back, you will need to report it to the same company that reported it to the bureaus. They will have your new credit card number and all of your credit cards associated with it. You will also need to report the information to the credit bureau that reported it to them. If this information is found incorrectly, you can request that it be removed. This is something that you will need to do at the end of the report period so that you are able to get your credit card back.
There are several different things that you can do in order to protect yourself when getting credit. Always be careful with who you give your information to, use your credit wisely and report the information to the credit bureaus. Once you know the steps to take, you will be able to handle any situation that comes up.
