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Are you one of the thousands of people searching for a real fake credit card? You probably are if you have recently applied for credit or want to apply in the near future. The internet is full of scam and phishing sites that will try and get you to give them your financial information just so they can get started on stealing your identity. The good news is that there are ways to avoid these types of sites and get a real credit card.

Legitimate companies like MasterCard, Visa, and Discovery have user agreements that protect you from misuse. They tell you what you can and cannot do on their cards and also let you know of any changes or occurrences that might lead you to misuse of your account. These companies do not allow any one else to use your account. In order to be accepted for any type of credit card they require that you have at least good to excellent credit.

If you have had problems making payments in the past this is a common sign of a fake card. Scam artists know this and often target those who are just looking to establish new credit or trying to reestablish it after a past problem. They may offer you a no fee introductory offer that sounds good but in reality they have you pay large deposits and fees upfront in order to get the card. As soon as you make your payment they disappear and you can never get yours back.

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When looking for a real credit card you should look for a name that is easy to spell and a company with a long name that has a good reputation. If you see a name such as American Express, Discover, or Chase, then you are looking at a real company. Also, credit card companies that have a red check mark or an “E” in their logo are very trustworthy. The logo is meant to represent the bank is trustworthy and is backed by the state. If there is a question or concern about the card company then simply call them up and ask the right questions.

Many credit companies also offer direct credit card applications. These cards allow you to apply for your own credit and have the money deposited directly into your account. Because these cards are not advertised you will not find them listed on internet sites that sell cards but you may be able to find them advertised on television.

You can also apply online for a real credit card. While these applications are fast and convenient, they are not offered by many credit card companies. If a lender does offer you one of these then you are dealing with a fake company. These companies will promise you a credit card with high interest rates and charges, but they will not be able to give you any meaningful information to help you get approved. Make sure you check out all your options before applying for a fake credit card.

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