If you have ever had trouble with someone stealing your card number, chances are that they have also had some trouble getting the information from a site that sells real debit cards. For instance, let's say you are using a particular site to make online purchases at Wal-Mart. When you enter your card number, it is transmitted to the site on a secure server that stores this information. Then when you make a purchase at that site, the system tells the merchant to process the transaction and send you the money.
However, let's assume that transaction actually goes through and you pay for the products you purchased at Wal-Mart using your card. The customer service representative who you dealt with probably will not tell you that the card you used was stolen. They will only tell you that the transaction went through correctly and that the credit card company has sent you the money.
This type of scenario is all too common, as it is not uncommon for credit card companies to not notify customers that their card number was stolen. Instead, these companies will simply issue them a new card to use without telling them that their card number was actually stolen. You could then use this new card to make more fraudulent transactions in the future.
If you happen to use a credit card company that does not keep an accurate record of this information, you may not even know that your card was stolen until your next bill arrives. The customer service representative you dealt with probably won't either. If you do discover that your card has been stolen, it is a good idea to report this information so that the bank can contact you and issue you with a new card.
Because identity thieves can make thousands of dollars just by using a stolen card number, it is vitally important for you to protect your own identity. Even if you aren't worried about identity theft, you should still be cautious and aware of where you shop. Make sure that the credit card company who issued you your card keeps records of cardholder data for at least three years after you stop using it.
Remember, credit card numbers are important, but they are also very vulnerable. If you are concerned about someone stealing your identity, you should invest in a secure identity management software solution to help you keep track of your personal credit information and protect it from identity thieves.