Citi Premier Card Review: A Great Credit Card Offers Great Cash Back! For those who like rewards, the Citi Premier is a great card that can help you save on travel and shopping. It is one of the few cards that actually offers no annual fee to use, and this includes your first purchase. If you like the idea of a credit card that is not going to be too demanding on your wallet, then this card is one for you!
The Citi Premier Card has some really good and new bonus categories, especially compared to other offers from Chase or other big names. While the card is not as strong on redemption as those offered by Chase or other big names, the ability to get 3% back on airfare, hotels, restaurants, grocery stores and gasoline stations (including carryout) is a very good deal for someone who flies a lot. You also have a free travel insurance card as well, and the Citi Premier Cards now includes a special Travelocity membership bonus. This allows you to redeem air miles at a very low cost, as well as provide additional perks including free travel alerts, online travel services, and access to a savings program.
The downside to this card is the fact that it does not come with an introductory offer. This means that if you want to use the card while it is still offered, you have to pay full price for it. There are also no annual fees to be had; but for those who do not mind paying the initial cost up front, this is probably the best card around at the moment.
Another great feature about this card is that it comes with many great deals on airline tickets, car rentals, and even some cruise trips. If you have a Citi Premier card, you can save up to 15% on all types of airline travel. That means the Citi Premier card can help you save money on your next trip to see family, your friends, or go on a trip to Europe.
But this card has its downfalls as well, mostly the fact that this card is not offered by all card issuers. You might want to look into a card such as the Chase Freedom card instead, since it has no annual fee to use. This card comes with a bonus of up to 500 miles per dollar for airfare, and rental cars, and has a number of other benefits including free trips to five popular destination spots around the world.
Citi cards tend to have really great perks and benefits, but they tend to have a lot of restrictions on them as well. If you are looking for a card that offers great incentives and benefits, and has no annual fee to use, then this may not be for you. However, if you have a good credit rating, don't let the Citi card put you off.
