In a recent article, we explored some of the many ways that identity theft can happen with your personal information, such as the fact that thieves can get your Social Security card numbers, your bank account numbers, or your driver's license number through unauthorized access. Now, let's examine how the criminals obtain a real Visa card number by simply asking for one!
Any card issuing company will require that you present ID in order to apply for a credit card. However, it doesn't stop there. You will also have to complete a security survey or a criminal background check in order to be approved for a credit card.
The problem with this is that even if they do perform this security measure and find out that you are a victim of identity theft, they may be unable to get you an authentic credit card because your card will have already been canceled. That is why it is critical to know your credit card number as soon as possible.
Even when you are aware of the dangers of identity theft, you still must protect yourself from fraud. There are several options available to you, but one of the most effective is to apply for a secured credit card online. Not only will you have the peace of mind that comes from knowing that your credit card number has been protected against identity theft, but you will also save hundreds of dollars in credit card fees.
When you submit an online application for a secured card, you will only be asked to provide a valid SSN (Social Security Number). There is no need to provide any other information such as your name, address, or any other sensitive information. All of this information is stored on a secure server and you will never be required to supply it to the person trying to steal your identity. With just a click of the mouse, you will be able to obtain a Visa credit card number, which will not only allow you to use that card at stores, but will also be used to make purchases in online stores.
You can learn more about how to protect yourself and your finances today by registering for a free credit card guidebook. In the meantime, keep your credit card information in safe hands so you don't become a victim of identity theft.