Costco membership and credit card deals are the best. If you do not yet have a Costco membership, it is never too late to sign up. There are Costco members who are still carrying their Costco membership card from when they joined the company almost two decades ago. The reason why I like Costco so much is that I am still able to shop at their warehouse outlets nearly every weekend.
The reason for that is that Costco offers one of the most generous membership plans out there in the credit card business today. Costco gives its members very low costs on their merchandise and even better prices on their shipping and handling fees. Costco will ship your order directly to your home from their warehouse. No more having to pay costly shipping and handling charges or wait for the items to be shipped from their local storehouses.
In addition to Costco's low costs, another reason I like them so much is that they pay cash. You don't get charged interest on your purchases with Costco, nor do you have to worry about making minimum payment fees. Costco pays their bills on time. That is a huge plus for me because I am always on the go. If I can get my hands on the things I need when I need them, I'm happy.
Costco membership and credit card deals are also available to non-members. For example, you can get a Costco membership and a Visa/MC Receivables credit card at the same time. This way, you get to save money on both the Costco membership fee and the Visa/MC credit card. Of course, with Costco, you get the added advantage of having a company that values your customers as well as their cash.
Costco membership and credit card deals are especially attractive to college students who need a way to buy inexpensive goods while they are in college. College students tend to be very budget conscious and will often shop for the best deal wherever they can. They will likely look at the Costco membership card first even though it costs more than the average student credit card. The reason for this is that they have to pay a Costco premium every month in order to use the card. It is cheaper than cash or a checkbook, but for college students, it is still expensive.
In addition, Costco membership and Visa/MC cards are often good value because there are so many cards to choose from. Each card offers various deals and rewards. This means that there are Costco cards available for students, employees, and frequent shoppers. There are also multiple options for added benefits.
Once you become a member of Costco, you automatically become a cardholder. The membership cards come with an annual fee and one or two other membership perks. These can include Costco prime membership, which has an all-time rate of 0% interest on purchases or reloads made at Costco. If you make a Costco membership and credit card payment on time, your interest rate will remain low. If you pay late, it will cost you more money in fees and interest, so it is important to pay your bill on time in order to keep your membership.
One advantage of having a Costco membership and Visa/MC card is the ability to use your card anywhere MasterCard and Visa are accepted. Most major retailers accept the major credit card companies including Costco, Target, Wal-Mart, Kmart, Sam's Club, and JCPenny. One of the advantages of using a Costco membership and Visa/MC card is that the card company will waive any membership fees if you maintain a specified amount of credit card balance on an annual basis. With a Costco membership card and Visa/MC card, you can purchase almost any store brand product at any participating store. You will pay full price for most items, but occasionally, you will get a rebate on specific items, or if you shop online, you will be able to get items off of the promotional shelves and into your bag free of charge.
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