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Many individuals are learning the hard way that using counterfeit credit card printers, or printing “used” credit cards by companies that don't exist, can get you into a lot of hot water. In many cases, the individual doing the printing will attempt to pass it off as a new credit card. Although these devices are referred to as “counterfeits” for a reason, there is no doubt that they have the potential to get you in trouble. Before attempting to print out a fake credit card you need to learn the warning signs of a fake credit card, and how to spot them before you swipe your card.

The first warning sign to look for is a phone number that doesn't match the number on your front and back of your card. If a phone number doesn't match your card, you should consider calling the number and asking who that person is. You may be able to find out who owns it, or the company that issued the card. Another option would be to call the institution that issued your card, as well as any others you may think of that might have issued the card to you. If you are unable to find a name, or any information on the company that issued the card, then it's best not to waste any time and to report the activity to the credit card fraud division of the local U.S. federal agency. The FDCPA, Federal Trade Commission, explains in detail the reporting and investigation procedures regarding counterfeit activity.

A second warning sign to look for when it comes to printing counterfeit is a copy that looks and feels different than the original. It may not have the serial number, the expiration date, or the account number. It may also not appear to have any logo or the words “debit” or “credit” printed on it. These are all common characteristics of a fake card. If a credit card is being swiped at an ATM or at a restaurant, the chances are very good that it's a fake as well.

Fake credit card fraud can also take place online. Here, there is usually a link leading to someone's website where they can enter their personal information and see their PIN (Personal Identification Number). If they're lucky and careful, they won't provide this information out over the Internet. If anyone is wondering how to protect their credit card from fraud, then this is one of the easiest ways.

When using a debit card, and loading it with money from an ATM machine, make sure to keep in mind that this is not “real” credit card that you would have stored at a bank. Always use a debit card and do not pass this information around to any friends or family members you may have. Protecting yourself against fake credit cards is the easiest way to keep your identity safe.

Don't allow yourself to become a victim of credit card fraud. Make sure that you never share your pin number, password, account numbers, or other important information with anyone. Do not give out your PIN over the phone or any other form of communication. If you are giving out your information, keep the phone number and routing number saved in your purse or wallet, so that you don't need to memorize them. Don't write down your pin number if it is on your business card or monthly card receipts. In the end, you will feel much better if you take a little time to protect yourself against this type of fraud.

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