If you have ever applied for a Wells Fargo Platinum Credit Card, you probably received a mailer or a pre-approved phone call from the company. If you didn't get one of these, you might want to check again, because you might be missing out on a great opportunity to save hundreds of dollars on your annual fees and balance transfers! Here are some of the things that you should know.
First of all, you can't apply for a Wells Fargo Platinum Credit Card online. The company does have some sites online that you can go to fill out the application, but there are no sites available to apply for them through the mail. Also, you probably won't qualify for this offer unless you have recently opened a Wells Fargo Platinum Credit Card and got an introductory deal or sign up bonus. And even if you have recently opened another Wells Fargo Platinum Credit Card, you might not qualify for the card here either.
The thing that Wells Fargo is going to do for you is to give you a credit limit based on your current financial situation. This means that if you have a decent income and you have been with the bank for at least six months, you should have no problem getting a Wells Fargo Platinum Credit Card with a good score. Just make sure that your FICO score is at least 720 before applying for a Wells Fargo Platinum Credit Card.
When applying for a Wells Fargo Platinum Credit Card, you will want to make sure that you keep a close watch on your spending habits. There are many fees that are associated with this type of credit card, and if you want to keep your fees down as much as possible, you need to keep a close eye on your spending habits. This will keep your monthly interest rates down, as well as help you save money on interest charges.
If you need a good card that has a low annual percentage rate, Wells Fargo Platinum Credit Cards might be for you. These cards are designed to make people who are responsible to pay their bills on time each month. If you can show proof of being frugal with your spending habits, you should be able to get a good credit rating with a Wells Fargo Platinum Credit Card. If you can't keep up with your monthly payments, you might have to work harder to get that credit score back up.
You should also look for a card that has a low or no fee annual fee, because these cards usually have the lowest annual percentage rates. out there. A Wells Fargo Platinum Credit Card might be just the thing that help you get that great credit score you have always wanted, but you need to know how much you will be paying for your new card.
If you are looking for a credit card with a low or no fee monthly payment, you should take a look at the fees associated with it as well. Some of the fees and costs include service charge, application fee and late fee. But keep in mind that you will be required to pay your monthly service charge in full on your first month of opening your account, and there is a grace period after the grace period ends for a fee payment.
If you can't afford to pay your first monthly service charge, you should consider trying to get a balance transfer credit card. With a balance transfer credit card, you can transfer your balances to another company and transfer your balance over to that same company's card.