If you are a loyal customer to Walmart then you are probably already aware that a Walmart Visa credit card is an available option. A lot of promotions lately have made this possible but with all of the offers it can seem to be quite confusing. Some people will try to avoid the idea of a Walmart Visa card just to save money which would be understandable considering all of the competition in the market place today. The Walmart Visa cards are however, accepted at over 3000 stores in the United States alone so you should have no trouble in finding one to suit your needs.
What do you need to do to get your Walmart Visa gift card? There are several requirements you must meet before you can get the card. The most basic requirement is that you must register as a new customer with Walmart. Once you do that you will be required to answer a few questions which usually include your name, address, social security number, birth date, and contact information. There are usually also a few questions regarding your employment and banking history, so ensure that you provide those details too. You will also need to verify that you are currently employed at your current workplace or if you are planning on changing jobs then verify with your employer.
You will also be asked to choose a payment method but they may ask for an alternative method of payment such as check, cash, and bank transfers. You will be required to enter your personal identification number which is usually a security code but you will only need it once. You will also be asked what type of account you would like to open such as checking, savings, direct deposit, and credit card. Once you enter all of your information then you will be able to proceed with the application.
After you have completed your online Walmart Visa Gift Card application then you will be sent an activation email. This email will also contain important information such as your card number, name, phone number, email address, and balance. You will then be able to see your balance. If you do not see any amount of money in your balance then you may want to contact customer service. It is very rare for Walmart to deduct the balance from your account but it can happen.
As you can see there are a few differences between the way Walmart Visa debit cards and the way most banks and other companies to issue debit cards. One major difference is that you will not have access to a credit card when you are using a Walmart prepaid debit card. In addition there are some differences in the way fees and interest are handled. You will find that fees for purchases are generally less in the United States than they are elsewhere in the world and for debit transactions there are typically no charges for balance transfers. When it comes to adding funds to your Walmart prepaid debit card account you will have the ability to use your debit card to make purchases and this will be your choice.
In conclusion the key differences between a Walmart Visa Gift Card and a bank gift certificate are the level of customer service and eligibility for making purchases online. It is important to understand that even if you are unable to make a purchase the amount of money you can accumulate on your Walmart Visa Gift Card or in some cases withdraw from your account can make paying for items in a much easier task. Also the amount of money you can accumulate on a Walmart prepaid card is limited to what you have spent on shopping. If you have a good written history with Walmart you may be eligible for an instant approval Walmart Visa Gift Card.
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