A fake credit card can be created with your personal information that the thieves usually used to create a fake account. At ATM, gas stations, restaurant, etc., these are the most common targets for these activities. The criminals collect the information regarding the card account and a fake credit card is then created based on this information. It is very easy to find such frauds because most of the fraudsters will go to an online application form that asks the users for their personal and banking information. This is the easiest way for them to obtain these details to make a fake credit card.
It is very important for you to know about this kind of fraud so that you will be able to avoid it from happening to you. You should always keep yourself updated and safe from any kind of fraud. You can try checking your bank statements at least once every month or so; if you notice any unusual activity in your account, immediately inform your bank to report the same.
You should report all the suspicious and fraudulent activity to your bank as soon as possible so that they can investigate the matter. Also, if you notice any unusual activities on your account, you should call your bank. Once the bank finds out about the fraud, it will suspend your account from the network; therefore, you will not be able to access the card anymore.
You should also consider asking some questions from the people that you communicate with about your credit card, especially if they have bought any fake credit cards for you. You should ask them about how many transactions they made with the stolen card, when was the last time they received their card and other important things. Sometimes the person will deny everything but do not be fooled by this.
If you are unable to find any answer, you can check the internet for more information. There are a lot of websites and blogs that deal with this topic. It is also better for you to check your credit reports from all three major credit bureaus, Equifax, Experian and Trans Union and try to find any errors in the data that you can prove.
If you have any doubt, you can take the help of a credit repair company or a credit report company to find the errors. If you find any errors, you should contact them and get the correction done. If the error is minor, you can fix it for free but if the error is huge, you have to pay for the repair.