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How long should I keep credit-card statements for? It depends. If you have a balance on one or more cards, you should have them kept for a few months of every year. That way, if you have an important bill, such as a mortgage payment, coming in, you won't forget it and end up defaulting on it. You will be able to pay it and keep your good credit rating.

How long should I keep credit-card statements for online? It depends. If you have a computer with internet access at home, you should be able to keep them online indefinitely, assuming that you don't use it for anything else besides keeping records. In other words, no phone calls and no faxes. However, this isn't really safe, especially if your financial information (including address, phone number, social security number) are being sold online. If this sounds like a problem, consider getting a cell phone or email account instead.

How long should I keep credit reports for? The longer the better, usually about six to twelve months, although most credit reporting agencies recommend that you check them at least once a year. This will help you catch errors and mistakes more quickly, which will help your credit score. It will also help you if you are thinking about applying for credit, because your credit history will be a better indicator of your reliability and dependability.

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How long should I keep credit-card statements for online? It depends. Again, if you have a computer with internet access at home, you should be able to keep them online forever. However, if you are checking it regularly, you might want to reconsider. Since most people will use a cell phone or an email account when they check their statement online, you might want to keep your statements online only for a year or less. Of course, if you check your statements frequently, then you might want to keep it online for years.

How long should I keep my credit card application in the bank? Usually, you should get your application in the bank less than four weeks. This will help you get the best terms possible. However, some banks require a deposit. It may be a good idea to get an accountant to help you make this determination.

How long should I keep credit card statements in a safe place? You should keep them safely out of the eyes of your children or spouse. There are many safety precautions that you should take when keeping your credit card information and statements. If you do not have these safety precautions, then you should change this information immediately.

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