The Amazon Student Credit Card from Amazon is an attractive option for college students who do not have cash to spare. This card allows a student to make purchases online using the card as a form of payment. It can be used in grocery stores, gas stations, drugstores, and online websites. Students are able to obtain a credit limit of up to $1000 dollars that they can spend as they wish.
In addition to this Amazon student credit card, there is also the Amazon Family credit card that allows students to take advantage of Amazon's online shopping features and services. This card is perfect for the family as parents would be able to monitor all the purchases and transactions made by the children. With the Amazon Family card, students will have access to an array of benefits including free or trial gifts, free CD shipping, free membership to select websites, free or trial international shipping, and much more. Students are only required to pay for their merchandise when they make a purchase.
Students who are interested in applying for either of these two credit cards will need to complete application forms. These forms will ask them to provide a Social Security number, date of birth, and any personal information that would be necessary for them to be approved for the credit. Some of the information that may be needed includes income, current residence, and types of credit used. Once accepted, the student will then be able to start using their card to make purchases at online merchants and on the company's website.
After your account is established, you will be assigned an exclusive login ID and password. Your Amazon Student Credit Card will be issued with a non-taxable EIN, and you will receive a notice of credit authorization in the mail. Your EIN cannot be used for online purchases, unless you inform the merchant that the credit card is a non-taxable electronic transaction. The EIN cannot be stored on your own file and cannot be accessed by the IRS.
Most online retailers require that you log in to your account by providing your log in ID and password. This process is completed through the Amazon website, or through email. When you have successfully logged in, you will then be able to make online purchases using your Amazon Student Credit Card. In addition to making purchases, you can also pay bills online, manage your bank accounts, and transfer money from one account to another, just as you do with a traditional credit card.
Both of these kinds of credit cards are very easy to use. They also tend to give you a decent percentage APR (annual percentage rate) for using the card to make purchases. Many students find that these cards allow them to get everything that they need when they need it most, but that they don't carry a huge balance until later. This gives them an opportunity to build a nice credit history before graduation.
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