My Vanilla Visa card came with me from a nice guy, who I met at Starbucks. He told me that he was getting a lot of requests for these Vanilla Visa cards, since they are so widely popular. I was intrigued, since I already had a credit card, but thought I might look into the prepaid version before spending my money on a new one. The next month, I got my Vanilla Visa. Here are my observations of this prepaid Visa card, so you can decide if it might be something you want to try.
First, this prepaid Visa card is also sold as an actual Visa card. This makes it somewhat difficult to figure out how to drain it, unless you read the manual! Basically, you fill out an application, giving a bunch of personal information. After printing out the document, you put the card in the mail and wait for it to arrive. It's a bit different than the other Visa cards in that regard, but in my experience, not much different.
After I got my Vanilla Visa, I decided to check if I could drain it, since I knew I was going to get the bulk of mail. Naturally, the answer I got was, “No, you can't.” So I looked for another answer. Google provided some great resources for finding out more about Visa prepaid cards. Most of the web sites were pretty vague, so I looked for some forums. Surprisingly, there were a bunch of answers to my question!
The question wasn't about Visa prepaid cards in Fort Worth, Texas, or anywhere else. It was, “Can I get a Vanilla Visa from somewhere outside of the United States?” I was researching the differences between the Vanilla Visa and other Visa cards in order to determine which one would be right for me. So it only made sense to look for the answers I needed in order to decide which card was best for me.
Most people who ask about whether they can get a Vanilla Visa from any other country don't actually want to know if it's a scam. They just want to drain the card as fast as possible to put money in their pocket and not have to think about where the card is going to come from. If you are one of those people, you probably don't really care if the Vanilla Visa Card from anywhere is actually a scam or not.
If you are asking about the Vanilla Visa Card from anywhere, including the U.S., you have two main options. You can either fill out the application or call the number on the application and request a mailed copy. While both of these options aren't bad, I prefer the mailed copy. If the Vanilla Visa Card from anywhere is real, the application will go through very quickly. The processing company will either accept your application right away or send you a rejection letter. It's not that big of a deal if the rejection letter comes after a few weeks because there isn't really anything you can do about it.
So what would send my attention to a Vanilla Visa Card from anywhere else? If it was an actual Visa card, I would send it back, no questions asked. A true Vanilla Visa Card would not have an activation fee. It wouldn't even require me to pay any sort of fees. The reason I mention this is because if you read the fine print on most applications you will find that they only have one specific fee that applies to all customers. Even if you have multiple transactions, you still only pay the one fee.
This might not be something you want to hear if you are like most people. It seems like Visa cards would always cost a little more than regular ones, but they don't. It's not that they are bad in general or don't have the best prices. It's just that they try to maximize their profit and doesn't care how they go about it. I think this is why the activation fee is so large, Visa wants to protect its name so it adds these fees to all of their cards. This might help people if they ever have to use their Visa credit card in the future.
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