The First Premier credit card offers a number of benefits to those who are willing to establish their credit history. The card comes from MasterCard, a company known for its commitment to credit and its ability to provide credit to those who qualify. As a MasterCard, this card is accepted by millions of retailers in the United States and all over the world. You are able to get a credit to help you buy items for your home or for your business and there are other ways to pay for them as well. The First Premier card helps you get started on the right foot with credit by helping you overcome past credit issues.
Those with a poor credit history have a difficult time getting approved for a regular MasterCard or a regular Visa. It seems that companies are unwilling to trust someone who has bad credit history. This may be true because it does take some time to build a good credit history. For those who do have a good history, they still have an uphill battle ahead of them when trying to establish a good credit score. When applying for a secured credit card with the First Premier Card, you can easily improve your credit score. This is made possible by using your First Premier Card properly.
One of the major pros to this First Premier Credit Card is the fact that there are no annual fees. Some people would not consider this a pro but it is a pro in its own right. You are not going to be stuck paying high interest rates. You will be able to pay off your balance much faster because you will not be paying large fees. If you do use your First Premier Card too much, you could end up paying too high of a rate because there are so many other people with the same name. This can cause confusion, which can make it harder for you to get approved for another card.
Another pro to this First Premier Credit Card is that you will not be stuck with a low credit score. If you have had a bankruptcy or foreclosure in the past, you might think that you cannot get any type of credit. However, this is not the case. You will be able to maintain a decent score if you do your homework. The first step in establishing a good credit score is building a solid financial history. If you use this First Premier Card correctly, you will be able to maintain a high credit score.
Many consumers believe that there are no requirements to open a First Premier Credit Card. This is not true. You are going to need a deposit to open the account. Ideally, the money that you put down will be at a very good interest rate. If you do not have a good credit score, you may need to pay a higher deposit in order to get a secured credit card.
Many times, consumers do not understand all the fees that they will be charged. For example, there will be a monthly membership fee, a transaction fee, an annual security deposit and an emergency charge charge. If you do not have a poor credit score, you should consider these fees when determining if a First Premier Credit Card is the right one for you.
One of the most important things to consider is the fact that there are no annual fees for this credit card. Unlike some other cards that have annual fees, there are no fees to worry about with this First Premier. If you have a poor credit history, it is a great way to build it up again. Also, the fact that there are no annual fees makes it a low cost option as well.
One of the key things to remember about a First Premier Credit Card is that there is an annual fee. However, you are only required to pay this fee for one year. This fee also tends to be a small portion of your entire balance which makes it easier to pay off. In addition, if you pay off your balance in full each month, you can lower your credit limit by as much as three hundred dollars. It is a good way to build your credit limit back up to more than adequate before the introductory period runs out.
First PREMIER Bank Secured Credit Card Review – first premier credit card | first premier credit card
PlatinumOffer | first premier credit card
First PREMIER Bank Gold Mastercard – first premier credit card | first premier credit card
5 Review: First PREMIER Bank Mastercard – High Risk, Little Reward – first premier credit card | first premier credit card
PREMIER Bankcard Apply Today for Fast Approval – first premier credit card | first premier credit card
It is nice that both the Sam's Club Credit Card and the Sam's Club Mastercard require no annual fee to hold the card. This is very typical among plastic-based store cards, but it is still good to mention. Unfortunately, although both the cards have no annual fees, both of them also have other monthly ...
Are you thinking of getting a new credit card that features the MasterCard Mission Lane? The MasterCard Mission Lane is a credit card issued by Visa. It can be used at any participating merchants in the United States and Canada, as well as Europe, Asia, and Africa. It has many benefits for business owners. ...