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The American Express cash back credit card is one of the more well know credit cards on the market. It is the cash back (sometimes known as bonus) card. The customer does not need to have a certain level of income or balance to be able to use this card. The customer will receive the cash back amount they have spent on purchases. There are lots of perks associated with this card including airline miles, department store card bonuses, restaurant and gas station discounts, car rentals, home improvement stores, etc.

This is one of the better cash back cards. You can buy pretty much anything on this card, which is why it is so popular. You will have to pay quite a bit of interest on the cash back that you earn though, so it is not as good as those cards with no annual fee. They also tend to charge less in most cases for the rewards that you accrue.

There are many perks associated with this card, and you will want to take full advantage of them. You can receive a percentage off of the purchase of a select number of merchandise from selected vendors. The cash back cards usually have major department stores like Macy's, K-Mart, or Ace Hardware as their exclusive rewards program. You will find other small vendors as well, but you may not be able to find anything by searching for them in the Rewards area of the American Express website.

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In addition to the cash back rewards, you will also have access to air miles. These air miles can be used for any type of air travel, whether it is for traveling within the country or traveling to another country. There is really no limitations as to where you want to take your vacation. The card offers round the clock travel service, so you do not need to worry about the weather, traffic, or whether you can make it to an airport on time.

It should be noted that American Express does require that you make regular monthly payments on your credit card account if you wish to earn the cash back benefits. This will mean that you will have to pay interest on those charges in addition to earning your rewards. If you choose not to pay off your balance each month, you will never receive your rewards. The upside is that the interest rate is low on these accounts.

American Express offers a number of different credit cards. Make sure that you check them out before you apply. Each one has something to offer. You can use your credit card to make everyday purchases, or you can use it to pay down your debt and earn cash back rewards. No matter what your needs are, the American Express credit card is right for you. Apply today!

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