Did you know that by carrying around your credit card numbers in your wallet or purse, you could be putting yourself at risk of identity theft? Your credit card numbers are the pieces of information that identify you, whether you use one or not. They are also the easiest way for thieves to get into your personal information, such as your social security number and date of birth. Unfortunately, thieves tend to use other methods to break into your information, such as burning the cards, removing them from your wallet or purse and breaking into your car. This means that you have to have your credit card numbers somewhere safe when you are not using it.
There are many different ways that you can protect your credit card information, but it all starts with being careful and taking the necessary precautions to protect yourself from potential identity theft. The first thing that you need to do is review all of your credit card information to see which cards are secured and which ones are not. You may already know that secured credit cards have a small picture of a security symbol on the card. If they are not showing it on your card, contact the company that issued it immediately to have them change it. Identity thieves tend to target cards that do not have the security symbol clearly displayed.
Once you have this information, you should keep it in a safe place where it will not be easily accessed. A small, secure pouch that is made from soft material will work well. You should also get a photo ID bracelet to put on your wrist. Most major credit card companies will not allow you to carry around your credit card without it. Many companies now offer replacement cards in case yours is lost or stolen.
When going to buy anything at a store, it is a good idea to bring along some extra cash. These extra cash coupons can be used to purchase items that you would not normally be able to buy with cash. These are good for items such as toys, magazines, and many other things. It is important to always have extra money in the bank for emergencies, so it is wise to never carry around lots of credit cards.
When paying bills online, make sure to use a different credit card number than the one you usually use when purchasing things. Many sites will charge a small fee for all purchases, even if you use an everyday credit card. When using a debit card, make sure that the amount of money you are giving is correct, and that you deduct the amount from your debit card immediately. Never write these numbers down because they may be seen by someone else.
When using online services, it is best to use an email account. This is because your normal email account may have information such as your address, phone number, and so forth. It is best to use a new email address that is totally separate from your online accounts. When you write down credit card numbers in plain view, they can be stolen, and it is possible for identity thieves to use your personal information.