How $6 Visa Gift Card Is Going To Change Your Business Strategies | $6 Visa Gift Card

Have you ever tried shopping at a mall that has a $100 Visa card? You might not even realize that most of the stores in these malls have these cards in their gift card displays. Have you ever wondered how these cards work? Or perhaps you are wondering why anyone would need a card that expensive for such a simple purchase.

A gift card is a type of credit card or debit card. Visa, Mastercard, American Express and other major bank issued debit cards charge a purchase fee for the amount they have to pay out to third parties such as the store's program manager, the register, and even the hardware store. Although you may be able to avoid paying this fee completely, there are definitely ways to save money on Visa, Mastercard, and other popular open loop prepaid debit cards. Most of these methods involve purchasing the gift card from a participating merchant online. Here are five tips that you can use to get the most out of your money spent.

The first thing you should do is look for the promotional discount that is offered. Some merchants or networks will offer a discount for their Visa gift cards when you make your purchase from them. Keep an eye on this so that you don't miss it. You want to take advantage of every opportunity to save money. This means that you will have to shop around so that you find the best price, but it also means that you will have to follow through with the purchase if it is a promotion.

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Shop online for the best Visa, Mastercard, American Express, or other bank card deals. The web is filled with opportunities to find the best gift cards at prices that won't break the bank. You may be able to find something that has a high acceptance rate, low purchase fees, and higher credit limits.

Look for pre-approved offers. Pre-approved offers are those where the merchant has already verified the card's identity and provided proof of ownership. They usually require the customer to call or go online in order to get the activation fee waived and the card issued. Most merchants sell online such cards that way. Don't assume that they won't be sold online or won't sell to you because you see one that is sold online and didn't bother to ask about it's acceptance rate or purchase fee.

Five backs are not good. Visa and Mastercard don't want you to spend five back on them. It keeps them from making bad deals and giving away free Visa or Mastercard gift cards to loyal customers. Participating merchants have the option of waiving the five back charge but many choose not to. So be sure and check out your participating merchants carefully before making a commitment.

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How much money can you get back on your Visa or Mastercard gift card? There varies. Most participating merchants will give you anywhere from two to five percent back. Some will give you as much as ten or twenty percent. So if you are offered a $100 Visa or Mastercard gift card for sale, know what the going rate is so you know what to expect when you accept it.

Where can you find them? They are pretty easy to locate. Start looking online and compare rates from different sites. Look for sites offering the best incentives like low purchase fees, no annual fees, no balance transfer fees, no blackout days, no annual fees, and no expiration dates. If you use your new Visa or Mastercard for purchases at Target, Walmart, or Best Buy, you can receive up to a maximum of fifty percent off the retail price.

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