You may wonder how to make a Sears credit card payment by phone. How to Do a Sears Credit Card Payment By Phone is something that many consumers are now considering.
Go to your favorite Sears home page, select the “Pay Your Bill” link under the finance section. Select the “Cash/Check” option under bill payment options. Enter your user id and password on the sign up page, click the “Sign Up” button to open your account. Click on the “Pay Now” button on the account page, to complete the transaction.
If you are unable to complete the transaction through the internet, you will need to call Sears to get the process started. To order your Sears Credit Card payment by phone, call the toll free number at the bottom of the page.
You will be told that Sears accepts payments through the mail, through the telephone, or online. When you call the toll free number, you can tell the operator your name, address, date of birth, social security number, and current billing address. The operator will tell you whether you have an existing account with Sears and can order the money you need from them. You will be asked to give the name of the store that issued your card, your routing number, expiration date, the card number you used and if you are using a gift card or a statement number.
You will then be asked what type of balance you have at Sears, what type of card you use, how much the balance is, your current monthly statement number, and the name of the credit card company. You will also be asked how long you have owned the card and what type of credit you have. The representative will ask for authorization for payment with your current banking system and will ask to see a copy of your bank statement.
After the transaction is completed, your payment will be debited from your bank account on the same day. You may receive confirmation of your account, either by email or phone, via email or text message. depending on the service provider. Sears will send you an email when they confirm that your payment has been received, or you can receive a notification in your email inbox once the transaction is completed.
Some Sears Credit Cards has a limit on the amount you can pay on a monthly basis. Once your credit card account reaches this limit, you will be automatically removed from the program. However, others allow you to maintain an unlimited balance on the card without being automatically declined.
Sears offers several other types of payment plans for their cards. For more information about a specific program, contact your local Sears store or check out the Sears store locator web site for all your local options.