Five Things You Didn’t Know About Citibusiness Card | Citibusiness Card
Citibusiness Cards is an innovative credit card scheme introduced in the UK in 2006 by the credit card provider Mastercard. Citibusiness is available to anyone over eighteen who has a valid active account with a UK bank or Credit Union. This credit card allows you to pay for goods and services online with your credit or debit card. Citibusiness cards provide many advantages to the user.
You will pay no annual fee for the first twelve months, which equates to an introductory rate of 0.00%. After this period, you have to pay an annual fee of five pounds for processing and up to twelve pounds for any spending that you do using your citibusiness card. These charges are applied to your spending and are not reported to the credit companies or credit bureaus. This means that you can avoid any unnecessary 'fees' or 'penalties' that may be incurred when using your card. You are also not charged for any change of address, whether for travelling within your own country or outside it. You can use as much as you like throughout the twelve-month period and can make purchases or cash advances whenever you like.
This means that with a simple initial fee and a low annual fee you can accumulate considerable savings very quickly. If you can prove that you spend no more than twelve months on your citibusiness credit card then you will receive a discount on the face value of your transactions, saving you money on your car rental insurance costs every year. This saving is not available to everyone, as some people will find that they only need car rental insurance for very short periods of time. For this group of people there is also a special deal that is available from Citibusiness itself: if you pay for your awnings once a year then you will only have to pay the one-off charge for them each year.
The whole point of the citibusiness card is that it gives its holders a certain level of flexibility and freedom within the limitations of traditional credit cards. It provides a unique way of earning points and in this respect there are a number of different options open to those who wish to earn their points. Some companies will offer double the earning power for spending a set amount of time, others will award points for spending an extra set amount. There are no limits to earning points. Those who keep their account active and make use of all the offers available will eventually benefit from the additional discounts that are available.
The first option available to those who wish to earn points is the opportunity to apply for a citibusiness card that will allow you to redeem for airline tickets for domestic flights. You will receive a set number of tickets and can choose the flight and airline that you prefer. If you book your flight online with your chosen airline, you will have access to information about the dates and times that these flights are available. In addition to tickets, you will also receive boarding passes for the plane as well as any other luggage that you may need. You can choose a preferred boarding location, whether it be the airport or even at the hotel that you are staying in when you redeem your points.
A second option that you have as you begin your search for a new credit card is the opportunity to apply for a Chase Ink Business Preferred Card. This means that you will be granted a discount on all business transactions made by you and your company. All purchases made will be considered cash advances for which you pay no annual fee. You will have a credit card that earns you points and which gives you the opportunity to enjoy an exclusive line of personal finance products and services that will help you grow your business.
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