Five Simple (But Important) Things To Remember About Citizens Bank | Citizens Bank

Citizens Bank, Incorporated is an American financial institution headquartered in Providence, Rhode Island, that operates between the states of Connecticut, Delaware, Massachusetts, Maine, Michigan, New Hampshire, New Jersey and Vermont. It is a member of the Federal Deposit Insurance Corporation (FDIC). This company was founded by progressives named Washington Mutual and the Progressive Group of Boston. The name Citizens Bank is taken from the phrase citizens funds.

A citizen's account may be a savings account, checking account, money market account, certificates of deposit (CDs), or savings bonds. There are other types of services available to the customers of Citizens Bank as well. The banking services were designed for the benefit of the consumers, and not for the investment purposes. The purpose of this bank is to provide monetary services to its customers through a number of products like savings accounts, checking accounts, credit cards, electronic fund transfers, and loans. It also provides insurance and annuities.

In the case of the checking accounts, the customer can choose the type of checking accounts that he prefers such as direct savings, electronic transfer, paper check, overdraft, and pst. The online savings account features e-statements, checks, direct deposit, paper checks, and payrolls etc. There are other tools available for the benefit of the customers such as free Internet checking, free bill payments, free balance transfer, bill pay, and many more. The minimum deposit requirement is twenty-five dollars and fifty cents for the direct deposit. This requirement has been waived in some of the cases. In addition to the online Savings Account, the customers can also opt for the traditional check book, visa/master card, money order, wire transfer, and other services.

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The major services provided by the citizens bank include bill payment, post-dated check payment, electronic current accounts, automatic bill payments, online access to their account, savings rate up to 6%, special services like low interest rates on selected balances, free or reduced-cost banking, branch locations across the United States, and ATM service. These services are offered at different rates according to the banking category. The services are offered by branch offices operated by the banks.

The ATMs are available at all branches across the United States. They operate 24 hours a day and accept both debit and credit cards. The ATMs have separate facilities for business owners who have their own businesses and for individuals who just wish to have a checking account with Citizens Bank. The ATMs help the customers to transfer money between their accounts and those of other banks. Some of the ATMs are based at Union Bank, PNC Bank, Chase Bank, Citibank, Sun Trust Bank, Wells Fargo, and Capital One.

The customer can check his account anytime from the comfort of his home through the internet or phone without having to go to a local branch of the bank. This facility is also available to the customers of other banks who can also use the internet to access their ATMs. The ATMs facilitate the users to transfer money from their accounts to other citizens' bank accounts. Thus, the internet has helped the customers to have easy access to banking services and has simplified the process of accessing the bank.

Citizens Bank Review - citizens bank

Citizens Bank Review – citizens bank | citizens bank

The Bristol Press - Citizens Bank helping small business customers - citizens bank

The Bristol Press – Citizens Bank helping small business customers – citizens bank | citizens bank

Citizens Bank Review 6 : No-Fees Checking & Savings Accounts - citizens bank

Citizens Bank Review 6 : No-Fees Checking & Savings Accounts – citizens bank | citizens bank

Citizens Bank One Private Student Loan Review Road6College - citizens bank

Citizens Bank One Private Student Loan Review Road6College – citizens bank | citizens bank

Citizens Bank Review - citizens bank

Citizens Bank Review – citizens bank | citizens bank

Citizens (@CitizensBank) Twitter - citizens bank

Citizens (@CitizensBank) Twitter – citizens bank | citizens bank