In the US, a credit card is an issued with a pre-printed credit card number, usually on a white plastic credit card, called a “debit card”. A debit card is simply a type of ATM card, with its own checking account, which allows a consumer to take money directly from his/her bank account. To “coupon” a debit card, all you need is to use your debit card to make a purchase.
When it comes to “couponing”, it is important that you remember that the back copy of your credit or debit card only shows purchases you have made; not the actual date of purchase. Therefore, it may be necessary for you to attach a dated receipt to your credit or debit card to prove that you made the purchase in question. This can also help you prove ownership of items by presenting a copy of your identification. It is not required, but it can provide peace of mind when you are carrying large amounts of cash.
There is one major difference between the front and back copy of a credit card. The front credit card document is what consumers see when they swipe their card through the machine at a participating retailer; the back credit card document is what the card company sends to your billing address. While the front credit card document clearly shows the name, address, date of birth, and telephone number of the card holder, the back credit card document does not have this information unless you provide the card company with a phone number. Therefore, when using a debit card in Canada, it is important to keep this document secure.
If you ever lost your credit card, there is a simple way to retrieve it. One option is to call the card company or acquire a copy of your credit card statement. Another option is to mail your card statement and request a back copy. If you choose to mail your statement, make sure that you include all relevant contact information and your signature as proof that you received the letter. It is possible to receive your back copy of the credit card in the mail as soon as four weeks from the date of the transaction.
A few minutes after mailing or receiving your back copy of the credit card, check your statement. If you find any charges that you did not make on your card, write those charges down as well. You may also need to add charges made by the merchant to your statement in order to determine the exact charges that you owe the merchant. If you find a charge on your card that you did not make, contact the merchant immediately and ask for a re-issue or a credit card with no pre-authorized withdrawal fee.
Keep a detailed record of every credit card transaction that you make. If you ever need access to the back side of your credit card, be sure to keep the front and back copies of credit card so you can easily access this information when you need it. If you ever lose your front and back copy of the credit card, you will be able to get your entire history by ordering online. Keep track of each transaction with photographs and bar codes. Keep track of how much you are spending and the different types of purchases that you make using your credit card.