Citibank credit cards are great to have. You get a credit card that offers you cash back, air miles and bonus points when you shop at their store. This means that you don't need to use all of your cash at the store because you can earn those rewards. Plus you don't have to pay interest on your card since it is secured. It makes it great for someone who wants to purchase everything they need with a credit card but doesn't want to rack up an excessive amount of interest on it.
Citibank credit cards are also great because they allow you to choose between two different reward programs. If you would like to have a little extra spending money you can opt for the Gold Card. You can use the cash back and bonus points to do just that. However, you pay a low annual fee and have a small spending limit. If you use this card regularly, you will be able to build up quite a little credit line which will make it easier to qualify for larger loans if you ever need them.
For those who enjoy traveling a CITI card is the perfect choice. This card gives you cash back bonuses and air miles while you travel. Plus you don't have to pay a security deposit which is required with many credit cards. It is a good card for anyone who likes to travel.
If you would like to get a Citibank credit card you will have to apply online for it. You can find the application process to be easy and quick so you won't have to worry about submitting it. It usually takes less than a minute. Then once you have been approved you will get a PIN to use right away. Plus you will start to receive mail from the Citibank department in which you can make changes to your account.
Citibank offers many different types of credit cards. With most of them having annual fees and charges for using the cards outside of the United States. They do offer some benefits though including points and rewards programs. You can choose from rewards programs such as having a car rental or receiving airline miles with every purchase.
If you have a Citibank credit card you can shop at the best prices. This is because they offer a lot of incentives to use their cards. Plus you will find that your monthly payments will be lower than what you might have with other banks. So take a look at all of the great perks and benefits that the Citibank credit card has to offer and apply today!