Credit cards from banks like Wells Fargo are among the most well-known. Here is a closer look at some of the best Wells Fargo secured credit cards for people planning to buy a home with these cards:
Top picks for Wells Fargo secured credit cards according to financial experts: The following cards are considered very good picks by many people who have studied these credit cards beforehand: The savings account rate (basically the interest rate minus the foreign transaction fee), The low-interest introductory period, The rewards-and-advance balance transfer offers, and the zero percent introductory interest rate. Experts also like the fact that this bank limits its late payment fees. Also, here is one more tidbit: fees charged by banks like Wells Fargo are not only assessed on the outstanding balance but also on any transaction made using the card.
Here are some other perks associated with this bank: The top pick for customer service is the e-mail address offered free with the purchase of a new checking account. The second place is apparently the online banking facility. Rewards are definitely something that everyone is looking for. And thanks to Wells Fargo, consumers now have a lot of options on how they can earn rewards. Some of these options include: cash back, air miles, merchandise purchases, hotel stays, auto rentals, and department store purchases.
Another thing about this bank that makes it a strong contender for the top slot in this credit card provider's rewards program is that it provides a low interest rate, even after the introductory period has expired. The low interest rate is not necessarily the lowest, though. Experts say that it is probably just as low as one could get without paying an annual fee. If you are still curious about the low annual fee, here is the bottom line: if you need low interest rates, you should move on to the next bank on your list.
One great perk provided by wells Fargo is that they provide their customers with a low interest rate after the introductory balance transfer fee has been waived. What's even better is that this interest rate is not supposed to be permanent. According to experts, it is only meant to last for six months at most. After this period, it will automatically revert to the standard interest rate of 6%. As long as you make your monthly payments on time, you won't have to worry about the interest rate.
One more great thing about the Wells Fargo economy card is that you can earn rewards even while you are traveling abroad! This is because they offer “air miles” as a reward for every air mile purchased. You can earn up to three hundred miles for just about any travel expense made. Aside from air miles, you can also get the benefits of free hotel stays and rental cars. When you earn rewards, you can use them to buy other things while you are abroad.
On top of all these benefits, you also get the benefit of earning free cash for any deposits that you make to your account. As long as you know how much deposit to place, you can easily increase your deposit amount and earn instant money. You are even qualified to earn bonus points when you use your secured credit card to make purchases. These bonus points can be used as cash or can be converted into free airline tickets.
All in all, Wells Fargo has really made it their specialty. They are particularly designed for people with bad credit. They provide a hassle-free banking system and are especially useful for people who frequently travel. If you want to quickly improve your credit score, then you should definitely consider getting a secured credit card from Wells Fargo.
When you need money fast, you can turn to Wells Fargo for help. For many people, a credit card can mean the difference between getting money now or waiting until the next payday. But, should you be denied credit because of bad credit history? This is where your local branch of Wells Fargo comes ...
There is a program available through Wells Fargo that allows you to create an account, know exactly how much money you have in your bank account and sign on online. This is known as the Wells Fargo Cash Wise Signature Card program. If you are like many people who do not feel comfortable with ...