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The Wells Fargo Cash Back College Card is currently among the top choices out there for students who are looking for credit cards. While it is not among the best for new students, it is also far from the worse. For current Wells Fargo consumers, applying for a new credit card from a bank you generally use can make your first card experience almost seamless. Here are some of the benefits of using a Wells Fargo cash back credit card.

You might not have heard much about Wells Fargo before. You know, if you are a college student you are using one or more of their many credit cards. But do you know what other advantages you can receive? They are actually some pretty impressive benefits. Consider these points to see why you should consider them for your college student needs. There are probably many other reasons to use these cards as well.

One perk that makes this particular credit card stand out is the fact that it provides a 0% intro APR on purchases for the first six months. For many people this is where the interest starts to build up, and they will start paying hundreds of dollars in interest payments. However, with wells Fargo, that does not happen. They offer an introductory zero percent APR for the first six months on all eligible purchases. This includes gas, groceries, laundry soap, toiletries, home improvement products and the like.

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When you earn 1% back, you actually save money. After the introductory period, you will pay no interest charges whatsoever on your purchases, and the savings start to add up. With a Wells Fargo cash back college card you can literally save thousands of dollars over the life of the card.

Here is another perk that you will discover when you earn a Wells Fargo cash back college card. Every time you use your card to make a purchase, you have the opportunity to earn a free gift card. Usually there is a limit on the number of free gifts you can receive each year, but some students have maxed out their free gift card amounts. As a result, they do not have any need for these things, and Wells Fargo gives them to the person who has the biggest balance. This is a great way for students to start building a savings account while they are still in school.

Another great perk is that many students use their first credit cards while they are still in school. This means they get some valuable experience using these credit cards while they are still learning how to be more responsible with money. Many people have found that they can start rebuilding their credit after graduating by using their Wells Fargo cash back college card. Students often find that they are much better consumers once they are fully grown. They are less likely to repeat any mistakes when they have already experienced in dealing with credit for the first time.

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Students often discover that they spend a lot of money over the course of the first year. After receiving their cash back Wells Fargo student cash back credit cards, they often discover that they were much better able to control their finances. They were able to cut back on the things they buy, and only buy the necessities. This saves them a lot of money each semester, which helps them to be able to afford tuition costs more easily. Many students also discover that this type of control is much more valuable than being able to charge things on a credit card that they are not able to pay off right away.

Finally, another great perk is that many students are able to find a variety of uses for their Wells Fargo cash back cards. Many people use their card simply to save money and discover that this is very beneficial. Others use the cash back bonuses to purchase books or classes at their local community college. Still others use the cash backs to pay for their cars. The discovery that these rewards are available almost everywhere is very encouraging for students who are struggling financially and who would like to get a head start on their education and avoid future debt.

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