Wells Fargo is offering a special credit to its customers after they have completed $1000 in online purchases within the prior 3 months. The Wells Fargo Cash Wise Visa Credit Card provides its customers'%1.5 off all purchases at participating partners. This includes gas, groceries, pharmacies and other services. This offer is good for the customers that pay bills on time or regularly. For those that consistently pay their bills on time this offer is an exceptional opportunity.
The Rewards are very good as well as the incentives. When you use the Wells Fargo Credit Wise Card, you earn a 5% rewards bonus on all your purchases. You also earn a 2% cash advance fee waived for the first year. No annual fee, low late payment fee and no annual membership fee.
There are many perks that you receive when you have the Wells Fargo Credit Wise Card. First, you get double the reward points for making in person purchases and that include traveling, dining, and shopping. Additionally, you will also receive an interest rate reduction of your balance every year. For the interest rate reduction you will be assessed an upfront fee but once this is paid you will be able to reduce your balance up to three percent.
This card can be used anywhere that accepts major credit cards. You can go to the store, internet site, or even to the office. It will provide you access to a global network of financial service partners. This means you can utilize the convenience of the internet in order to pay for everyday needs. This card is safe and secure so you can rest assured that your information is protected at all times.
The fees associated with this card will vary. Once you have enrolled you will receive an interest rate statement with all of the interest rates posted at that time. With Wells Fargo Credit Wise you can easily monitor your account every month and make the necessary adjustments.
The credit card offers are excellent as well. When you are working your way through your credit, you will quickly see that there are plenty of great offers available. In addition to getting a no annual fee introductory rate on your first twelve months you can save an additional five dollars on purchases and add another twenty-five dollars towards the balance each month. That is a savings of eight hundred dollars in just a few months and it works regardless of what your current credit score may be.
As you work on building your credit, you will see that using credit wisely is not difficult. In fact it can be easy and enjoyable. It can also help to reduce your monthly debt and improve your credit rating. As you work your way through your credit you will be able to build the wisdom that it takes to use your credit wisely and in the best interest of your financial future.
Finally, credit wise does not have to be expensive. You can make your payments on time and avoid accumulating any interest or late fees. You will also be able to know exactly what you owe and you will be able to find a reasonable interest rate. You can use any of your available savings to pay down your credit card balance. All of these rewards can make your credit extremely valuable. Just remember that you need to make your payments on time and to never go over your credit limit.
While working your way through your credit, it is important to be diligent about reviewing your credit report for errors. If you notice any errors in your report, you need to report them immediately. Contact the reporting agency and let them know what the problem is. You should receive a response within twenty-four hours. If you do not receive a response from the first reporting company then you may want to try another credit reporting agency.
Once you have reviewed your credit report and made all of the necessary changes, it is time to look at your overall financial picture. You will want to take a look at your credit report again to make sure that everything is accurate. If you find any errors in your report, you need to dispute them as soon as possible.
Working your way through your credit report will make it easier for you to stay on top of your finances. Credit wise does not have to be difficult. Now you can start over with confidence knowing that you have taken the first step to building a stronger credit future.
Wells Fargo Cash Wise Visa Card Should You Get This Travel Rewards Card? – wells fargo credit wise | wells fargo credit wise
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