6 Things You Probably Didn’t Know About Wells Fargo Cash Back College | Wells Fargo Cash Back College

The Wells Fargo Cash Back College Card offers students money incentives to build a positive credit history. This card earns up to 3% cash rebates on up to $2,000 in retail gas, groceries and drugstore buys for the first half month after opening the account. The additional rebates continue to give a 3% annual rate on balance transfers, regardless of how many charges are placed on the account. This offer is good for students enrolled at any level of the community college or junior college. This card can be used at more than just participating schools.

Many cards offer incredible benefits, but few can compare to the pros explained below when it comes to Wells Fargo's cash back rewards rate. With such a generous amount of rewards, it's no wonder that so many students prefer to apply for this card. Here are some of the reasons why so many students end up applying for this card with Wells Fargo.

One of the best parts of the many great benefits offered by the wells Fargo cash back college card is its ability to offer potential discounts for purchases at participating locations. This includes not only gas purchases but groceries as well. Some perks include gift cards for name brand restaurants and even a percentage off those popular department stores like Walmart. This allows students to maximize their shopping sprees while still increasing their savings. In addition, many students receive substantial discounts when it comes to both grocery and gasoline purchases.

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Other perks of these cards include no annual fee and zero percent APR on balance transfers for up to five years. This allows for longer repayment periods as well as more savings. In addition to the no annual fee, the zero percent APR offers are backed up by a solid financial backing. That means that you won't have to worry about struggling to make your monthly payments or having to endure high interest rates. The credit card company has more than enough of an investment to easily justify your risk.

Another perk is the fact that you don't need a co-signer to get approved. That means that you can apply for this amazing no credit card without having to endure the hassle of co-signing with a friend or family member. If you are interested in applying for a no credit card of this caliber, then you will want to apply online. By applying from your personal computer, you can speed things up considerably while also making sure that you accurately provide all of the required information. This will help to ensure that you get the best interest rate as well as the lowest fees and charges.

If you have a student credit card at home, you may want to consider transferring your balances to a no annual fee and zero percent rewards rate card. For example, if you currently have a balance on a zero percent card but would like to enjoy a higher rewards rate or lower interest rate, then transferring your balances would be a wise move. Plus, you can use this additional cash to pay down some of your smaller balance bills so that you won't have as much debt sitting around.

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There are some pros and cons explained here, so make sure that you are fully aware before deciding whether or not Wells Fargo Cash Back College is right for you. Make sure that you also consider any other options available, such as getting cash-back cards with balance transfers from other lenders. Remember, you are responsible to make sure that you pay off your balance each month. So if you find yourself running out of cash before your next payment, you may want to reconsider transferring your balances to another lender.

With these great benefits, there are some cons explained as well, so be sure to think about those as well. A major disadvantage of using these student credit cards is that they don't offer as many incentives as traditional lenders. So if you plan on building your savings or paying off large medical bills, you may want to rethink the decision made to apply for a cash-back credit card. If you can meet all of these requirements, though, you should definitely think about this great opportunity to earn extra rewards and save money with minimal effort.

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Cash Back Credit Card for College Students – Wells Fargo - wells fargo cash back college

Cash Back Credit Card for College Students – Wells Fargo – wells fargo cash back college | wells fargo cash back college