6 Things Nobody Told You About My Visa Gift Card | My Visa Gift Card

My Visa gift card has always worked fine for me. Over the years, I've often found myself carrying around lots of gift cards from stores and restaurants. This was a way to help make dining out more fun, but not nearly as exciting as earning cash back. Plus, I had my eye on the expiration date of all my cards, so it never occurred to me to check whether my gift cards were expiring.

I didn't keep track of the dates of expiration for all my gift cards. I just knew that they were coming up. One of them, a Visa gift card from Starwood Preferred Resorts was due to expire. The expiry date showed up on my email, so I made the most of my free time and went to my favorite restaurant to celebrate my birthday with my family.

Unfortunately, my birthday was on a weekend, so I wasn't able to go out to eat. Instead, I opted to pick up a couple pizzas at an Italian restaurant that I knew was on my gift cards' expiration date. While the employees were friendly and gave me a lot of trouble to figure out my balance, I was excited to use my new gift card like it was supposed to. I loaded up on appetizers, wine, beer, and desserts.

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A few hours later, I received a call from my Visa representative. She told me that my Visa gift card had finally expired and that I could use it at any American retail store that accepted it. Of course, I was disappointed that my one last chance to pay for my purchases online had been taken away. But it wasn't too late to get another one! I called my local credit card company to see if they would be willing to allow me to transfer my balance to another Visa card.

It was then that I learned that most American Express credit cards actually have a special feature that makes using your Visa debit/credit card abroad-known as the Visa Debit Travel Credit Card. If you don't know it already, the Visa debit cards are just like the standard Visa cards, except for the fact that they function without a credit check. If you have an American debit card and are traveling in the U.S., all you need to do is make purchases with your debit card online. You will only be billed for the value of the purchase, which is often less than what you spent, since they take into account how much money you've saved by making your online purchases. So, basically, your purchases on your American Visa debit card abroad can be used as if they were made on your standard Visa card, except that you won't have to worry about paying exorbitant fees.

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That's why the next time you're wondering “how can I use my Visa gift card abroad,” try comparing the annual fees to the rewards offered by the Visa Debit Travel Credit Card. You will find that you can get rewards, frequent flyer miles, free or discounted airline tickets, hotel stays, and so forth. There are many other perks as well, such as reduced interest rates on balance transfers and purchases, cash back, bonus offers on your purchases, etc. In short, if you use your Visa debit card on a regular basis, you will be able to save money on interest costs and increase your purchasing power at the same time. In addition, you will be able to use your Visa debit card abroad in much the same way as you would a standard Visa card. So, if you ever have the opportunity to travel or you are interested in taking a vacation to any foreign country, don't be afraid to get your Visa debit card, just make sure that you've got one of the many available Visa debit cards before you travel.

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