First Premier Bank is a Sioux Falls based institution that offers a MasterCard account to its customers. First Premier Bank, which is one of the nation's first subprime lenders, was founded by Bill Fair. The bank was established by him and his partner Royce Palmer in 1969. First Premier Bank has branches in nineteen states, including Minnesota and South Dakota. The bank provides a variety of credit card options to its consumers. One of these options is the First Premier Visa Card.
First Premier Bank, like many other banks, specializes in making loans for people with bad credit histories. A bad credit history can mean losing a job, not being able to purchase groceries or utilities, or falling into debt. These scenarios leave people with poor credit histories with unpaid bills on their credit cards. Some of these people may have experienced bankruptcy, Foreclosure, repossession or liens against their property. As these situations increase, a growing number of people find themselves behind on their bills and unable to make minimum payments.
With First Premier Bank there is no need to worry. The bank has a helpline that will connect you with a certified credit counselor who can help you regain control of your finances. If you do fall behind in your bill payments, First Premier will help. It will review your case with your credit counselor and advise you on the steps you should take to restore your good credit standing.
The customer service number for First Premier Bank is 800-521-7001. The number is displayed prominently on the bank's web site. You can call the number and speak with a customer representative. When calling the customer service line for First Premier Bank, it is important to remember that all calls are courteous. Many people get embarrassed when they forget to pay off an outstanding bill or become ill and missed a payment. When making a phone call to the bank's phone number from the website, the customer service representative may ask you to put in your social security number or banking information so they can check it against the current records in your file.
When calling the First Premier Bank phone number from the website, it is a good idea to have all the account numbers available such as your checking and savings. You should be able to write down all of the account numbers that are on the line. Remember that this number should not appear on your telephone bill, the bill will contain your routing number instead. The First Premier Bank website will require at least seven digits for all of your bank accounts. Remember, even numbers that begin with the letter “P” are required to be quoted on the phone.
When calling the First Premier Bank phone number from the website, you should go through the menu that has been presented until you find the option that says “call without an invoice.” If you click on this option, the customer service representative will come on the line. They will ask you for your routing number and then tell you if you qualify for this no-charge telephone card. If you do qualify, then you will be able to apply for your card online by filling out the application in detail. Once you have completed the application the money will be transferred to your account electronically.
If you still have a question about how to apply for your First Premier Bank phone number simply ask the person on the phone. They will direct you to the forms that need to be filled out and signed. Remember that you will have to give your social security number when you call the bank and the number you provide must remain confidential.
There are several advantages to having a free First Premier Bank phone number. If you have a high-speed Internet connection then you can always make an Internet call whenever you need to transfer funds between your checking account and savings account. You can also use your free number to make general banking transactions. You can even call the bank when you have a problem with one of your transactions or when you need information about the routing of a transaction. The important thing is that you can keep your own banking information private and your own number private.
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