I recently received a Wells Fargo loan modification after I successfully completed an application with the bank. I was very pleased with the results. I am now saving money every month on my mortgage and paying less than I was before. But what else can I do? I am stuck paying for the interest only payment each month. What should I do to keep my new lower payment?
I was so excited to receive a Wells Fargo loan modification because it meant that I could keep the same interest rate that I have now. I was also excited because I realized that if I were unable to keep up with payments, I would be in over my head financially. What I didn't realize is that I could lose my new card because of my failure to make payments.
When I decided to apply for a new Wells Fargo loan, I chose an interest only payment. This is where the interest starts to build up, but I only have to make one payment each month. I know that I will be able to pay my bills each month, but at the same time I don't have to worry about extra payments.
Now, I have my new card and I have found out what it can really do for me. I have reduced my payment amount by $100. I have more than enough money each month to cover all of my bills. I was able to reduce my payment due and eliminate late fees. And now I can actually use my new card to increase my points!
If I don't keep up with payments, my credit score will take a huge hit. This will affect my ability to qualify for another loan modification from Wells Fargo. The mortgage company doesn't want to take a high risk on someone that doesn't have a good credit score. They are willing to give me a better interest rate, a lower monthly payment, and let me use my new account to build up some credit.
When I started out with this, I thought I would be stuck paying the same amount for thirty years, but that's not the case at all. Instead, I only have to make one payment each month and I have increased my credit score! The process of getting a refinance from Wells Fargo hasn't been easier. I've saved money, and I've gotten a better interest rate!
I love the fact that Wells Fargo is helping me out of my financial situation. It is stressful enough when you're struggling to keep your head above water. I'm glad I don't have to give up my home and my credit cards just because I am having trouble making my payments. I love being able to save money and getting things back in order. I feel much better about myself because I've found hope!
If you have credit problems, don't let them stop you. Refinance your mortgage with Wells Fargo. Don't let this loan get you down. Instead, refinance it with confidence. Refinance your loan today!
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