American Express Blue Cash is one of the most popular credit cards offered by the company. They are not a credit card, but rather an all-purpose card that offer rewards-for example, you can earn free air miles by spending on your card. It is a secured card and offers higher credit limits, but they also offer perks like being able to charge a car on your card. This means that you can use this card anywhere Visa or MasterCard is accepted, but American Express Blue Cash will give you the benefits of those cards, plus many others!
When you apply for American Express Blue Cash, you will first need to have some sort of bank account. This is to make sure that you will be paying off any balance on time every month. You will be given a special debit card, which you will usually keep in a secure place, such as in a drawer or safe. You will not be able to go over your limit, but you can use it to pay for gas or anything else that you want to. You can use your card online, or even at an ATM.
After you have paid off any debt on your card, it will expire. The expiration date is usually about ten years. However, you can transfer your balance to another card, if you wish.
American Express Blue Cash is a very secure credit card. The card company guarantees that you will not be asked to give up your identity to get your card. As long as you keep your card and your PIN, you will never have to worry about your card ever going missing. Also, American Express has a fraud prevention system, which means that it is a lot harder for someone to use your credit card to make purchases than other companies do.
American Express Blue Cash has a very reasonable annual percentage rate, which is usually less than half of what other credit cards charge. If you use your card wisely, you will end up paying much less than you would if you used a credit card with higher interest rates.
American Express Blue Cash has two different credit card reward programs. You can earn free tickets to movie theaters, free gas, or even save money by being able to charge purchases on your card. This is an option if you are planning to use your card frequently, but do not plan to make lots of big purchases. Once your spending is under control, you may decide to upgrade to a larger card, such as American Express Platinum, so that you can earn more rewards.